A sales CRM in the same plan
Leads, pipelines, forms and meetings are part of KyDec from Grow. Zoho sells its CRM separately; Tally, Vyapar and myBillBook have none.
Compare
One KyDec, side by side
Invoices, books, GST, stock and a sales CRM in one place. Here is where KyDec stands beside the software Indian businesses most often weigh it against: Zoho Books, TallyPrime, Vyapar, myBillBook and Refrens. The table shows what each one does, KyDec included, as each company states it.
Facts from each company’s own pagesChecked on 12 November 2026KyDec’s prices are today’s
Where KyDec stands out
More in one plan, for less
Income tax, not only GST
KyDec prepares the business’s income tax return from its own books, with AIS and Form 26AS. None of the other five offers it.
₹5,699 a year
Grow: 3 people, full accounting, e-invoicing, stock in several warehouses, the CRM and bank reconciliation, together.
Pay the way that suits you
Monthly, every 6 months or yearly. Run several businesses from one login, and buy their plans together for up to 20% off.
One business, the same needs
What it costs a year
A trading business wants all of this, from one place:
- 3 people using it
- Invoices and full accounting
- GST e-invoicing
- Stock in two warehouses
- A sales CRM with leads and pipelines
- Bank reconciliation
KyDecGrow: everything on the list₹5,699
Zoho Books + Zoho CRMBooks Elite for warehouses (₹4,999 × 12) + Zoho CRM Standard for 3 people (₹800 × 3 × 12)₹88,788
RefrensPro for traders: the first plan with full accounting and bank reconciliation₹30,900
TallyPrimeGold rental for several users on one network; no CRM₹24,300 + a CRM
myBillBookPro Max for 3 users and e-invoicing (₹570 × 12); no leads or pipelines₹6,840 + a CRM
VyaparGold, desktop + mobile, licensed per device; no CRM₹4,319 a device + a CRM
Yearly, before GST, at the prices each company published on 12 November 2026.
Feature by feature
The full comparison
✓ included◐ partly, or on a higher plan✕ not offered
| Feature | KyDec | Zoho Books | TallyPrime | Vyapar | myBillBook | Refrens |
|---|---|---|---|---|---|---|
| Price and plans | ||||||
| Lowest paid plan, a year (+ GST) | ₹2,399 (Start, about ₹200 a month) | ₹8,988 (Standard, ₹749 a month) | ₹22,500 once + ₹4,500 a year for TSS, or ₹8,100 a year to rent (Silver, one PC) | ₹3,959 offer price (Silver, desktop + mobile) | ₹3,490 (Plus) | ₹5,900 (Essential) or ₹8,900 for traders (Lite) |
| Free plan | Yes: Basic, free for as long as you use it | Yes: Free while revenue is under ₹25 lakh | No: Educational mode only | Partly: Not on its current pricing page | Partly: Mobile, for low volumes | Partly: 15 or 20 documents (its pages differ) |
| Pay monthly | Yes: Monthly, 6-monthly or yearly | Yes: Monthly or yearly | Yes: Monthly rental | No: 1 or 3 years | Yes: Plus and Pro | No: 3 months at the shortest |
| Several businesses, one login | Yes: One login; buy several together for up to 20% off | Yes: Up to 5, each priced on its own | Yes: Any number of companies | Yes: 3 on Silver, 5 on Gold | Partly: Capped by plan | Partly: Charged extra |
| Sales and accounts | ||||||
| Quotations and invoices | Yes: Every plan, Basic too | Yes: Every plan | Partly: A quotation is a sales order printed as one | Yes: Yes | Yes: Yes | Yes: Every paid plan |
| Recurring invoices | Yes: Yes, on a schedule | Yes: Every plan | No: Copy an entry by hand | Yes: Yes | Partly: Pro Max only | Yes: Every paid plan |
| Full accounting (P&L, balance sheet) | Yes: From Start | Yes: Every plan | Yes: Yes | Yes: Yes | Partly: P&L; balance sheet on some of its pages | Partly: From Pro (₹30,900 a year) for traders |
| Bank reconciliation | Yes: From Grow | Yes: Every plan | Yes: Yes | Partly: Only with its online payments | Partly: Sales receipts, on the web | Partly: From Pro for traders |
| Payment links on invoices | Yes: From Start, through your own Stripe or Razorpay | Yes: Every plan | Yes: Razorpay or PayU | Yes: Through Razorpay | Partly: UPI QR and UPI links | Yes: Every paid plan |
| GST and tax (India) | ||||||
| GST returns | Partly: GSTR-1, 3B and more prepared; you or your CA file them | Yes: Filed from Books (GSTR-1); 3B sent to the portal | Yes: Filed from TallyPrime, with TSS | Partly: JSON to upload yourself | Partly: Reports and export | Partly: JSON to upload yourself |
| e-Invoicing (IRN) | Yes: From Grow, with your e-invoice API access | Yes: From Standard | Yes: With TSS | Yes: Gold | Partly: Pro Max only | Yes: From Plus or Growth |
| e-Way bills | SoonNot built yet | Yes: Every plan | Yes: With TSS | Yes: 10 a month on Silver, unlimited on Gold | Partly: Pro Max only | Yes: From Plus (not on services plans) |
| Business income tax (ITR) | Yes: Prepared from your books, with AIS and 26AS (Scale) | No: Not offered | No: Not offered | No: Not stated | No: Not stated | No: Not stated |
| Stock and purchases | ||||||
| Purchase orders | Yes: From Start | Yes: Every plan | Yes: Yes | Yes: Yes | Yes: Yes | Yes: Every paid plan |
| Several warehouses | Yes: From Grow | Partly: Elite (₹4,999 a month) | Yes: Godowns | Yes: Godowns | Yes: From Pro | Yes: 2 to 5 by plan |
| Batch and serial numbers | Yes: From Pro | Partly: Elite | Yes: Yes | Yes: Yes | Yes: Yes | Yes: From Pro |
| CRM, automation and AI | ||||||
| Sales CRM: leads and pipelines | Yes: Built in, from Grow | Partly: A separate Zoho CRM, from ₹800 a user a month | No: Not offered | No: A separate product | No: No leads or pipelines | Yes: Built in |
| Approval workflows | Yes: From Pro | Yes: From Professional | No: Not offered | No: Not stated | Partly: Purchase orders only | Yes: Yes |
| AI | Yes: Assistant and bill reading, from Grow | Yes: Zia; more from Premium | Partly: Bill reading, with TSS | Partly: Bill scanning, desktop | Partly: Bill autofill and bank matching | Yes: AI agent and bill capture |
| Where you use it | ||||||
| Runs on | Any browser; installs on your phone | Web, Android, iOS, Windows | Windows; browser access from ₹600 a user a month | Windows, Android, iOS | Web, Android, iOS, PC | Web, Android, iOS |
| Free trial | 14 days | 14 days | 7 days | 7 days on desktop | 14 days (on some of its pages) | Yes; length not stated |
Read on each company’s own pages on 12 November 2026. Prices are before GST and can change; check each company’s site before you decide. Zoho Books, Zoho CRM, TallyPrime, Vyapar, myBillBook and Refrens are names and trademarks of their owners; KyDec is not connected with any of them.
See it with your own invoices
Start on the free plan, or try a paid plan free for 14 days. We move your invoices, contacts and stock across with you.