KyDec for Bangladesh · BDT · VAT 15%

Taka, VAT and stock, one ledger.

আপনার পুরো ব্যবসা, এক প্ল্যাটফর্মে।Your whole business, on one platform.

Invoice in taka with BIN and VAT on every line, keep stock and banks in the same ledger, and walk into each Mushak 9.1 period with the figures already added up. Print in Bangla or English.

Basic is free, no card neededWe move your data in week one
Vendor bill readAI OCR · 9 lines, VAT found

Tax Invoice

কর চালানপত্র · মূসক-৬.৩
No. PW/26-27/0412
13/10/2026 · 11:42
SellerPadma Weaves Ltd.BIN 004512783-0301
BuyerMeghna Home Retail Ltd.BIN 001876234-0102
ItemQtyRate ৳VATValue ৳
Cotton bedsheet set1201,450.0015%1,74,000.00
Jute storage basket200620.0015%1,24,000.00
Delivery & handling112,000.0015%12,000.00
Taxable value৳3,10,000.00
VAT @ 15%৳46,500.00
Total incl. VAT৳3,56,500.00
Emailed · opened 2×Due 12/11/2026

Tax summaryOct

Output VAT৳8,42,350.00
Input VAT৳5,10,900.00
Net payable৳3,31,450.00

You file on e-VAT within 15 days.

Built for Bangladesh's rules

From Mushak 6.3 to Mushak 9.1, one current of numbers.

VAT under the VAT and Supplementary Duty Act 2012, administered by the National Board of Revenue. Every invoice you raise in KyDec feeds the ledger, and the ledger feeds your return figures. Nothing is retyped.

The VAT cycle, as it flows through KyDec

NBR · e-VAT (vat.gov.bd)
01
Sell

Issue the VAT invoice

মূসক-৬.৩ · Mushak 6.3 with both BINs and VAT shown. Electronic issue allowed from FY2026-27.

02
Buy

Capture input VAT

Vendor bills read by AI OCR; input VAT tracked per bill and vendor BIN.

03
Deduct

Record tax withheld

Tax a customer deducts at source is recorded on the payment receipt, so receipts still reconcile.

04
Close

Period figures ready

The tax summary report totals output, input and net VAT for any period.

05
File

Mushak 9.1 on e-VAT

Within 15 days of each period, monthly or quarterly as NBR requires. You submit.

Return cycle: quarterly by default under the Finance Act 2026; the Cabinet approved a return to monthly in September 2026. Run KyDec's tax summary for whichever period NBR requires. KyDec prepares the figures; it does not file.

VAT rates, set per line

15%
Standard rate on most goods and services
10%
Reduced rate for specified goods and services
7.5%
Reduced rate, e.g. trade VAT for online retail
5%
Reduced rate for specified goods and services
0%
Exports, zero-rated
Supplementary DutyOn selected goods. KyDec has no separate SD field: set a combined rate on those lines.
Turnover taxFor small businesses, a fixed amount set by NBR (capped at ৳2 lakh from FY2026-27).

What a Mushak 6.3 must show, and where it lives

  • 01Supplier name, address and BINBusiness profile
  • 02Buyer name, address and BIN (if registered)Tax no. on client
  • 03Serial number, date and time of issueYour numbering series
  • 04Description, quantity and unit priceLine items
  • 05Value, VAT rate and amountPer-line tax
  • 06Total including VATCalculated

KyDec's invoice templates print every field above, with the BIN as the tax number. A ready-made Mushak 6.3 form layout is not built in.

VAT registration

BIN, 13 digits

On every client, vendor and invoice. New BINs due 30 Nov 2026.

Income tax

e-TIN, 12 digits

Corporate tax 27.5% for non-listed companies.

Who registers

Above ৳50 lakh

Below it, turnover-tax enlistment. Importers and exporters always.

Formats

৳12,34,567.50

Lakh grouping, DD/MM/YYYY, 1 July to 30 June year.

E-invoicing: what is live, what is coming

No general mandate today. EFD/SDC fiscal devices apply to specified retail and service categories; online return filing is mandatory for selected sectors.

JUL 2026

Electronic Mushak 6.3

Finance Act 2026: Mushak 6.3 may be issued and stored via ERP.

28 SEP 2026

Monthly returns approved

Cabinet approved restoring monthly VAT returns; effective date per gazette.

30 NOV 2026

New BIN deadline

Move to newly designated BINs. Update records once in KyDec.

TBA

National e-Invoice System

Planned, no go-live date. KyDec does not connect to EFDMS or e-VAT.

The idea, in one picture

Enter it once. It shows up everywhere it should.

A document in KyDec is not a form that gets copied into other systems later. Saving it is what updates your books, your stock and your VAT figures, at the same moment.

You enter
Mushak 6.3 invoiceSales · VAT 15% · BIN
Vendor billPurchase · input VAT
Stock transferGodown to godown
One record
KyDec databaseone record · BDT · BIN
Updated instantly
Ledgers & P&LDouble entry, posted
Stock valuationPer item, per godown
Mushak 9.1 VAT figuresOutput, input, net VAT
Receivables & ageingWho owes what, by age
Data written onceRead by every moduleNo export, no re-keying, no second registerKyDec prepares the figures; you file on e-VAT
The platform

Every stream joins one ledger.

Sales, purchases, stock and bank lines all write true double entry from the document that caused them.

Sales & invoicing

Quotation to proforma to order to invoice, in your own numbering series.

Credit notesDelivery challansRecurring invoicesPayment reminders11 print templatesEmail open tracking & WhatsApp

Purchases & expenses

Purchase orders, vendor bills and expenses, with approvals before money moves.

RFQPayout receiptsMulti-stage approvalsVendor onboarding

Accounting

Double entry written by the document itself. Your accountant gets clean books, not a spreadsheet.

Chart of accountsVoucher booksDay bookTrial balanceP&L & balance sheetCash flow

Banking

Import statements and reconcile with suggested matches, including mobile-money and BEFTN receipts you record.

Multiple accountsStatement importSuggested matches

Inventory

Stock across godowns and warehouses, valued and reported product by product.

Multi-warehouseBatch, serial & expiryReorder alertsStock transfersProduct-wise P&L

Sales CRM & leads

Pipelines, lead capture forms and follow-ups that turn into quotations in one click.

PipelinesLead formsMeetingsFestival greetings

35+ reports

The numbers you and your accountant ask for every month, without exporting.

VAT reportTax summaryAgeingOutstandingProject P&L

Multi-business & team

Run several companies, each with its own books, under one login. Decide who sees what.

Separate books per entityRoles & permissionsMulti-currency (USD, EUR)

Payroll & HRMS Coming soon

Not live yet. Salaries can be booked through journals today.

Works with

Connections that come with KyDec.

WhatsApp BusinessSend documents and reminders
Lead forms on your websiteLeads land in the CRM
Google CalendarMeetings from the CRM
Invoices APICreate invoices from your own systems
Your own domainEmails sent from your domain
Custom labels & fieldsOn your documents

Print in Bangla, English or both

The app runs in English; printed invoices, challans and receipts can use Bengali script. Exporters keep English layouts in USD or EUR on the same books.

How your customers pay, honestly

KyDec records each payment against the invoice and reconciles it from your statement. It does not connect to wallets directly.

Card payment linksNot offered in Bangladesh yet
bKash, Nagad, RocketRecorded & reconciled
BEFTN, RTGS, NPSBStatement match
CashReceipt voucher
KyDec AI

Less typing. Earlier warnings. Straight answers.

AI that works inside your books, on your own numbers. Every draft waits for you to check it.

01

Reads a photographed vendor bill

Line items, VAT and totals filled in, ready to check and post.

02

Reads your bank statements

Upload a statement, even a scanned PDF; each line is matched to its invoice or bill.

03

Warns you early

Reminders go out on the schedule you set, and items below their reorder level raise an alert.

04

Answers in plain words

Ask as you would ask your accountant. Get a table back.

Overdue receivables above ৳5,00,000Ask
3 clients · ৳24,18,600.00as of 13/10/2026
Karnaphuli Traders৳11,40,000.0058 days
Sylhet Tea Mart৳7,26,600.0034 days
Jamuna Fabrics৳5,52,000.0012 days
Reminder scheduledPW/26-27/0398৳2,87,500.00 · due 20/10
Below reorder levelJute storage basket14 left, reorder at 40
Trust

Your books, kept safe and kept honest.

Roles and permissionsEach person sees only what their role allows.
Nightly backupsYour data is backed up every night and kept for 14 days.
EncryptedIn transit, with connection keys encrypted at rest. Data is hosted in India.
Active sessionsSee every signed-in device and sign any of them out.
Export any timeAny list or report, to CSV or Excel, whenever you want.

Switching takes about a month

From Excel, Tally or other software. We do the heavy lifting.

Week 1

We take your existing data

Clients with BINs, vendors, items, opening balances and open invoices.

Week 1–2

Your formats

Invoice layouts in Bangla or English, your numbering series, your chart of accounts.

Week 2

Team training, about an hour

Sales, purchase and accounts staff, each on what they use.

Week 4

We sit through your first month-end

Reconciliation, VAT figures and reports, done together.

Pricing

Start free. Pay when you grow.

Plans are priced per region. Human support by chat, email and phone on every plan, including Basic.

Basic

Free

৳0

No card needed. Invoices, clients, core reports.

Accounts

Lite · Pro

Full double-entry books, banking and tax reports.

Inventory · CRM

Starter to Pro

Stock, warehouses, pipelines. Or take a bundle.

FAQ

Questions owners and accountants ask us.

01

Does KyDec file my Mushak 9.1 return?

No. KyDec prepares the figures; you or your accountant submit on NBR's e-VAT (vat.gov.bd) within 15 days of the period.

02

Is the return monthly or quarterly now?

It is changing. File monthly or quarterly as NBR requires; KyDec reports run for any date range.

03

Can I print invoices in Bangla?

Yes. Printed documents support Bengali script, alongside English. The app screens themselves are in English.

04

Does it connect to EFD/SDC devices or bKash?

No. Keep your fiscal device if you need one. Wallet and bank receipts are recorded and reconciled from statements.

05

Where is my data stored?

Hosted in India, encrypted in transit, backed up nightly; lists and reports export to CSV or Excel.

06

We are on Tally and Excel. How painful is the move?

We move your data in week one and sit with you through the first month-end.

Close this month on one set of numbers.

বিনামূল্যে শুরু করুন

Basic is free, no card needed. Bring your data, we'll do the move.