KSA consoleVAT 15%Authority ZATCACurrency SARVAT no. 15 digits · 3…3FATOORA Wave 25 01/02/2027
Accounting & business software · Saudi Arabia

Arabic tax invoices, 15% VAT and the whole business. One console.

أعمالك كلها على منصة واحدة

KyDec prints bilingual Arabic–English invoices in SAR, works out VAT line by line, keeps a 15-digit VAT number on every customer and supplier, and lays out your VAT return before the quarter is due. Basic is free — no card needed.

Al-Waha Coffee Roasters
Olaya St, Riyadh
VAT 310123456700003
محمصة الواحة
SINV-2026-01047
13/10/2026 · 10:42
Simplified Tax Invoiceفاتورة ضريبية مبسطة
Ethiopian beans 1 kg2 × 95.00190.00
Cold brew, 6-pack1 × 72.0072.00
V60 dripper1 × 58.0058.00
Taxableالمبلغ الخاضع للضريبة320.00
VAT 15%ضريبة القيمة المضافة48.00
Total SARالإجمالي368.00
Sample business · figures fictional
VAT number on file
310123456700003
Length15 / 15
Starts · ends3 · 3
Line-level VAT
TaxableSAR 320.00
× 15%SAR 48.00
Posted toVAT output
QR & e-invoice
Phase 2 stamp, hash & clearance
FATOORA Phase 2 — not connected yet: KyDec prepares the figures, you file on the official portal.
01 · Built for Saudi Arabia's rules

ZATCA's rulebook, wired into the way you invoice.

مصمم لأنظمة المملكة

KyDec keeps every invoice, credit note and bill in ZATCA's shape, so the VAT return is a report, not a project.

VAT · ZATCARATE
15%
Standard rate, set per line.
15%Standard-rated supplies
0%Exports, international transport, qualifying medicines, investment metals
ExemptSome financial services, residential rent
VAT registration numberFORMAT
310123456700003
15 digitsStored on every client and vendor record, printed on every tax invoice.
Starts & ends with 3The shape ZATCA issues — easy to spot a mistyped number.
GCC numbers tooSuppliers in other GCC states carry their own VAT number.
Registration thresholds · annual taxable supplies (log scale)
SAR 187,500voluntary
SAR 375,000mandatory
SAR 40,000,000monthly returns above
100K
1M
10M
100M
VAT return report · Q3 2026 · 01/07/2026 – 30/09/2026DUE 31/10/2026
#BoxAmount SARVAT SAR
01Standard-rated sales842,600.00126,390.00
02Zero-rated exports64,000.000.00
03Exempt sales12,000.000.00
04Standard-rated purchases418,200.0062,730.00
Net VAT due for the periodSAR 63,660.00
From posted invoices and bills — you review, then file on the ZATCA portal.
Return cycleCADENCE
QuarterlyAnnual taxable supplies up to SAR 40 million
MonthlyAnnual taxable supplies above SAR 40 million
Q1Q2Q3 · due 31/10Q4
Due by the end of the following month. Most businesses run a calendar year, 01/01 – 31/12.
Zakat & income tax: Zakat at 2.5% of the Zakat base for Saudi/GCC-owned shares, 20% income tax on the non-GCC-owned share. KyDec supplies the statements behind it.
What a Saudi tax invoice must showCHECKLIST
Arabic text — English alongside is fineRTL print
"Tax Invoice" or "Simplified Tax Invoice" labelYour title
Seller name, address and 15-digit VAT numberProfile
Buyer name, address and VAT number on B2B invoicesClient record
Sequential number, issue date and supply dateYour series
Line items, unit prices, VAT rate and VAT amount in SARPer line
QR code, UUID, cryptographic stamp and hash; clearance or 24-hour reportingFATOORA Phase 2 — not connected yet: KyDec prepares the figures, you file on the official portal.
Currency & formatsLOCALE
CurrencySAR
AmountsSAR 1,234,567.50
Dates13/10/2026
Invoice scriptفاتورة ضريبية
Foreign currencyDay's rate · books in SAR
02 · FATOORA wave tracker

Phase 2 is reaching smaller businesses. Know your wave.

موجات الربط مع فاتورة

Phase 2 integration arrives in waves; ZATCA notifies each targeted taxpayer at least six months ahead.

Phase 2 integration waves · 01 → 25LIVE SINCE 01/2023
01020304050607080910111213141516171819202122232425
Waves 1–23From January 2023 · larger taxpayers first
Wave 24 · deadline passed 30/06/2026Revenue above SAR 375,000 in 2022–2024
Wave 25 · due 01/02/2027Revenue above SAR 187,500 in any of 2022–2025
Integrated wavesLatest deadlineNext waveBar height is illustrative: each wave reaches further down the revenue scale.
04/12/2021Phase 1 · GenerationCompliant e-invoices with QR code, for all VAT-registered businesses.
01/2023Phase 2 · Wave 1Clearance of B2B invoices, B2C reporting within 24 hours.
30/06/2026Wave 24Above SAR 375,000 had to integrate.
01/02/2027Wave 25Brings in voluntarily registered small businesses.
KyDec does today

Invoice layout with ZATCA's fields

  • Arabic or bilingual RTL tax invoices
  • VAT per line in SAR, VAT return report
You or your accountant

File where ZATCA asks

  • File VAT on the ZATCA e-services portal
  • Zakat return from KyDec's statements
FATOORA Phase 2 — not connected yet: KyDec prepares the figures, you file on the official portal.

Phase 2 clearance & reporting

  • UBL 2.1 XML, UUID, stamp, hash, clearance
  • In Wave 25? Talk to us before you switch.
03 · The idea, in one picture

Enter it once. It shows up everywhere it should.

أدخلها مرة واحدة

A document in KyDec is not a form that gets copied into other systems later. Saving it is what updates your books, your stock and your VAT figures, at the same moment.

Write path · one saveLIVE
You enterOne recordUpdated instantly
Tax invoiceSINV-2026-01047 · SAR 368.00
Supplier billNajd Packaging · SAR 4,830.00
Stock transferRiyadh WH → Jeddah WH · 40 units
KyDec databaseسجل واحدwritten once · double entry
Ledgers & P&LDr bank · Cr sales · Cr VAT output
VAT return reportOutput & input VAT, in SAR
Stock valuationPer warehouse, per batch
Ageing & reportsReceivables, payables, 40+ more
Data written onceRead by every moduleNo export, no re-keying, no second register
04 · The platform

One login, one database, numbers that agree.

منصة واحدة لأعمالك

Every document writes its own double entry — the ledger, stock and VAT box move together.

MOD / Sales●

Sales & invoicing

Recurring invoices, reminders, 11 print templates, your own numbering, WhatsApp sharing, and email with open tracking.

quotation → proforma → order → invoice → credit note
MOD / Purchases●

Purchases & expenses

RFQ, purchase orders, vendor bills, debit notes, expenses paid by staff and multi-stage approvals.

RFQ → PO → bill → approval → payout
MOD / Ledger●

Accounting

Chart of accounts, journals, day book, trial balance, P&L, balance sheet, cash flow. Audit trail coming soon.

document → journal → statements
MOD / Bank●

Banking

Import statements from your Saudi bank and reconcile against suggested matches.

statement → match → reconciled
MOD / Stock●

Inventory

Multi-warehouse stock, batch, serial and expiry tracking, transfers, reorder alerts.

Riyadh WH ⇄ Jeddah WH ⇄ Dammam WH
MOD / CRM●

Sales CRM & leads

Pipelines, lead capture forms, follow-ups and meeting scheduling, linked to quotes.

lead → meeting → quote → won
MOD / Group●

Multi-business & team

Run several entities from one login, each with its own books. Roles, permissions, who-sees-what.

entity A · entity B · one login
MOD / Reports●

40+ reports

Ageing, outstanding, tax summary, VAT report, VAT return, project P&L, client retention, tag-wise.

filter → drill down → export
Coming soonPayroll & HRMSNot live yet — KyDec does not run payroll today.
PaymentsSAR

Get paid the Saudi way

Taking card payments through KyDec is not offered in Saudi Arabia yet. mada, SADAD, sarie and bank transfers land in your bank — import the statement and KyDec suggests the match.

mada bank matchSADAD bank matchsarie bank matchTransfer reconciled
Works withCONNECTED
WhatsApp BusinessSend documents and reminders
Lead capture formsLeads from your website land in the CRM
Google CalendarMeetings from the CRM
Invoices APICreate invoices from your own systems
Emails from your domainDocuments sent from your own address
Custom labels & fieldsOn your documents
05 · AI on the ledger

Four jobs AI takes off your desk.

ذكاء اصطناعي يعمل معك

Every suggestion is yours to accept or correct.

AI / 01OCR

Reads the supplier bill

Photograph a vendor bill; line items, VAT and totals are filled in for you.

VendorNajd Packaging Est.
Taxable4,200.00
VAT 15%630.00
Total SAR4,830.00
AI / 02CODING

Sorts bank lines

Each statement line sorted by type and matched to its receipt or payment.

TELECOM 09/26Telecom
FUEL STN 114Fuel
AI / 03LATE & LOW

Sees late payers & low stock

Shows which clients usually pay late and which items are below their reorder point.

Rawabi Trading~21 days late
V60 dripperbelow reorder
AI / 04ASK

Answers in plain words

Ask a question the way you'd ask your accountant.

which invoices are overdue?
Rawabi Trading86,250.00
Tihama Foods54,900.00
06 · Trust & switching

Locked down. Moved over for you.

أمان وانتقال سلس
Security
Kept as sentA copy of every document you email or WhatsApp.
Daily backupsA copy of your books every night.
EncryptedIn transit.
Your data, any timeEvery list and report as CSV, every document as PDF.
Audit trailComing soon: who did what, and when.
Hosted in IndiaNo in-Kingdom hosting is offered.
How switching works4 WEEKS
Week 1
We take your existing dataFrom Excel, or exported from Tally or your current software, VAT numbers included.
Week 1–2
Your formatsBilingual invoice layout, numbering series, chart of accounts.
Week 2
Team training, about an hourYour sales, purchasing and accounts people, on their own screens.
Week 4
We sit through your first month-endWith you and your accountant, until the numbers close.
Paid plans priced per region · Services on quote · human support on every plan — email, phone
07 · Straight answers

Questions Saudi owners ask us.

أسئلة شائعة

Q1Does KyDec submit my invoices to ZATCA through FATOORA?

Not today. KyDec produces Arabic and bilingual tax invoices and prepares your VAT return figures; Phase 2 clearance needs ZATCA-onboarded software — ask us first. FATOORA Phase 2 — not connected yet: KyDec prepares the figures, you file on the official portal.

Q2Can my invoices be in Arabic?

Yes. Printed invoices can be fully Arabic in right-to-left layout, or bilingual Arabic–English. The app itself is in English.

Q3I'm under SAR 375,000. What changes in 2027?

Wave 25 covers VAT-taxable revenue above SAR 187,500 in any of 2022–2025, due 01/02/2027. Check your ZATCA notice and plan with your accountant.

Q4Will it work out my VAT return?

KyDec's VAT return report totals sales, purchases and net VAT due for the period. You review it and file on the ZATCA portal.

Q5Can I invoice in USD or AED?

Yes. Multi-currency invoices use the exchange rate of the day, and your books stay in SAR.

Q6Where is my data stored?

KyDec is hosted in India, encrypted in transit, with daily backups, and every list and report downloadable as CSV.

Put your Saudi books on one console.

Start on Basic for free, bring your data across in week one, and close your next quarter with the VAT return already laid out.

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