SG GST 9.00%CCY SGDF5 quarterly · due +1 monthINVOICENOW new voluntary registrants LIVENEXT PHASE 01/04/2028IRAS · myTax Portal

KyDec for Singapore · GST 9% · S$

Your whole business, compiled into one set of books

KyDec issues GST tax invoices with every field IRAS asks for, posts each one to double-entry books the moment it is raised, and totals your quarterly GST for the F5 you file on myTax Portal — sales, purchases, stock, bank and CRM on one login.

FIG.01 — one command, one invoice, one journalSample business, fictional

01 / Local rules

Built for Singapore's rules. Down to the last field on the invoice.

GST, IRAS, UEN, F5, InvoiceNow. Here is how Singapore's tax system reads — and exactly where KyDec sits in it.

SOURCE: IRAS
READING AS OF 13/10/2026

Standard rate GST
9%

Since 1 Jan 2024. 0% on exports and international services; exempt: most financial services, residential property, investment precious metals, digital payment tokens.

Authority & return
IRAS · GST F5

Quarterly F5 (monthly optional), due one month after the period ends, filed on myTax Portal. GST F7 corrects errors.

Registration ID
201912345K

GST reg. no. — usually the entity's UEN; some hold an IRAS number like M2-1234567-8. Stored on every client and vendor.

Must register at
S$1M taxable supplies

Over S$1 million in a calendar year, or expected in the next 12 months. Voluntary registration allowed.

Currency & format
S$1,234,567.50

A foreign-currency invoice goes out at the day's rate; your books stay in SGD.

Financial year
Any 12 months

31 Dec and 31 Mar are common. Corporate tax 17%, assessed by Year of Assessment.

Tax invoice anatomy

Eight things IRAS expects on a tax invoice. KyDec has a place for all eight.

Set your UEN and address once. The template, the numbering series and the GST maths take care of the rest.

  1. 01The words "Tax Invoice"template
  2. 02Your name, address and GST reg. no.business profile
  3. 03Invoice number and date of issueyour series
  4. 04Customer name and addressclient record
  5. 05Description of goods or servicesitem master
  6. 06Total excl. GST, GST rate and GST amount in SGDtax engine
  7. 07Total amount payable including GSTauto
  8. 08Simplified invoice when total ≤ S$1,000your title
TAX INVOICEINV-2026-00418
Halcyon Bay Trading Pte. Ltd.18 Kallang Way Ave, #04-12
Singapore 349999
GST Reg No. 202318472W
Bill to
Tanjong Loop Studio Pte. Ltd.
7 Loop Lane, Singapore 089999
Invoice no.
INV-2026-00418
Date of issue
13/10/2026
DescriptionQtyUnit S$Amount S$
Cold-chain sensor kit12185.002,220.00
Installation & calibration11,450.001,450.00
Monitoring plan, 12 months1960.00960.00

Total excl. GSTS$4,630.00

GST rate 9% · GST amountS$416.70

Total payable incl. GSTS$5,046.70

Bank transfer / PayNow to account on filePage 1 of 1
01020304050607

FIG.02 — printed PDF, 1 of 11 templates · fictional business

01.B / InvoiceNow

InvoiceNow and the F5, read as a log.

Invoice data goes to IRAS through an InvoiceNow-Ready Solution on Peppol. Find your phase, then who does what.

kydec status --country SG --topic gst-invoicenow

> show phases --sort date

01/01/2024GSTStandard rate rises to 9%IN FORCE
01/11/2025INVNOWNewly incorporated companies registering voluntarily within 6 months of incorporationLIVE
01/04/2026INVNOWAll new voluntary GST registrantsLIVE
01/04/2028INVNOWNew compulsory registrants, and existing registrants with annual supplies ≤ S$200,000UPCOMING
01/04/2029INVNOWExisting registrants with annual supplies ≤ S$1 millionUPCOMING
01/04/2030INVNOWExisting registrants with annual supplies ≤ S$4 millionUPCOMING
01/04/2031INVNOWAll remaining GST-registered businesses (> S$4 million)UPCOMING
# scope: standard- and zero-rated sales, standard-rated purchases claimed, credit/debit notes
# excluded: overseas vendors under OVR, reverse-charge-only registrants
# your phase: based on supplies in periods ending in 2025

> f5 --cycle --example calendar-quarters

Q1
Jan–Mar
Due
30/04
Q2
Apr–Jun
Due
31/07
NOW
Q3
Jul–Sep
Due
31/10/2026
Q4
Oct–Dec
Due
31/01
# monthly: optional, same one-month rule
# GST F7: corrects errors in a period already filed

Who does what

  1. 01
    KyDec issues the tax invoice, credit or debit note with every required fieldLinked to its sale, posted to the ledger, kept as sent.
  2. 02
    KyDec totals the GSTThe tax on your sales and purchases, period by period.
  3. 03
    Transmission to IRAS via an InvoiceNow-Ready SolutionKyDec is not an InvoiceNow-Ready Solution. If you are in a live phase, you need one to send invoice data to IRAS.InvoiceNow — not connected yet: KyDec prepares the figures, you file on the official portal.
  4. 04
    You prepare and file the F5 on myTax PortalFrom KyDec's tax totals.

GST totals · Q3 · 01/07–30/09/2026

Standard-rated supplies412,380.00

Zero-rated supplies86,500.00

Exempt supplies0.00

Output tax @ 9%37,114.20

Taxable purchases238,900.00

Input tax claimed @ 9%21,501.00

Net GST payable (S$)15,613.20

02 / The idea, in one picture

Enter it once. It shows up everywhere it should.

A document in KyDec is not a form that gets copied into other systems later. Saving it is what updates your books, your stock and your tax data, at the same moment.

Data written onceRead by every moduleNo export, no re-keying, no second register

03 / Platform

One login. One database. Numbers that agree with each other.

Every document writes its own journal entry. Your accountant stops reconciling three systems and starts reading one.

16 MODULES
40+ REPORTS

sales01

Sales & invoicing

Quotation → proforma → order → tax invoice → credit note. Recurring invoices, reminders, 11 templates, printed in 26 scripts incl. 中文 and தமிழ்.

buy02

Purchases & expenses

Purchase orders, vendor bills, debit notes, expenses paid by staff. Multi-stage approvals with super-approvers, vendor onboarding and RFQs.

ledger03

Accounting

True double entry from the document that caused it. Chart of accounts, journals, day book, trial balance, P&L, balance sheet, cash flow.

bank04

Banking

Import statements, accept suggested matches. FAST, GIRO and PayNow receipts land in the statement and get paired with their invoice.

stock05

Inventory

Multi-warehouse stock with batch, serial and expiry tracking, transfers, reorder and overstock alerts.

crm06

Sales CRM & leads

Pipelines, lead capture forms, follow-ups and meeting scheduling — and a won deal becomes a quotation without retyping.

reports07

40+ reports

Ageing, outstanding, tax summary, payments, line items, client retention, project P&L, tag-wise.

entities08

Multi-business & team

Run several Pte. Ltd.s from one login, each with its own books. Roles and permissions decide who sees what.

payrollCOMING SOON

Payroll & HRMS

Not live yet. Until then, book totals from your current payroll provider.

Getting paid in Singapore

Card payments through a link on the invoice. Bank transfers matched from your statement.

Visa / Mastercard / Amexpay link · StripePayNow / PayNow Corporaterecorded · reconciledFAST & GIRO transfersrecorded · reconciledNETS, SGQR, GrabPay, e-walletsrecord manually

Invoicing overseas clients

Bill in USD. Your books stay in SGD.

Multi-currency invoices use the exchange rate of the day.

INV-2026-00421USDSGD

Taxable value2,400.003,084.00

GST @ 9%216.00277.56

Total2,616.003,361.56

Rate 1 USD = S$1.2850 · illustrative only

$ kydec connect --lsWorks with
  • WhatsApp BusinessSend documents and reminders
  • Lead capture formsLeads from your website land in the CRM
  • Google CalendarMeetings booked from the CRM
  • Invoices APICreate invoices from your own systems
  • Your own domainEmails sent from your own domain
  • Custom labels & fieldsOn your documents

04 / AI

AI that does the typing. You keep the judgement.

Four jobs it does today — each one checkable.

Which invoices are overdue?↵
Ask in plain words3 results · 13/10/2026
ClientDays overdueOutstanding S$
Tanjong Loop Studio Pte. Ltd.4712,480.00
Kim Seng Fabrication328,215.50
Orchid Lane Florist195,640.00
Total26,335.50
Reminders: they go out on the schedule you set, with your card link. Tanjong Loop has opened the last two but not paid.
AI OCR

Photograph a vendor bill. Lines, GST and totals fill themselves in.

vendorKallang Paper Supply

lines3

subtotal1,280.00

GST 9%115.20

total S$1,395.20

Auto-coding

Bank lines and expenses land in the right ledger.

GIRO SP SERVICESUtilities

FAST TANJONG LOOPReceivables

CARD GRAB* 4471Travel · sorted

Late payers

See which clients usually pay late.

Tanjong Loop~21 days late

Orchid Laneon time

Low stock

Know which items are below their reorder point.

Sensor kit · WH-01below reorder

Bracket · WH-02well stocked

05 / Trust & switching

Your records, kept. Your switch, done for you.

  • Kept as sentA copy of every document you email or WhatsApp. An audit trail is coming soon.
  • Daily backupsA copy of your books every night.
  • Encrypted in transitHosted in India. Every list and report as CSV, any time.
  • Humans on every planEmail and phone support — Basic included.

How switching works

From Excel, or exported from Tally or other software. We do the lifting.

StepWk 1Wk 2Wk 3Wk 4
We take your dataclients, items, balances
IMPORT
Your formatstemplates, numbering, UEN
TEMPLATES · SERIES
Team trainingabout an hour
~1 HR
First month-endwe sit through it with you
CLOSE

06 / FAQ

Asked by Singapore owners and their accountants.

Something else? info@techbizsolution.co.in — a person answers.

Q.01

Is KyDec an InvoiceNow-Ready Solution?

No, not today. KyDec issues tax invoices, credit and debit notes with every field IRAS requires and prepares your GST figures. If you fall in a live InvoiceNow phase, sending invoice data to IRAS needs an InvoiceNow-Ready Solution — ask us for current status first.

Q.02

Does KyDec file my GST F5?

No — you or your accountant file on myTax Portal. KyDec totals the period's output tax and input tax straight from the posted books; you or your accountant work out the F5 from them. Not registered yet? Invoice without GST and watch the S$1 million threshold.

Q.03

Can customers pay with PayNow?

They can pay you by PayNow, FAST or GIRO as usual; those receipts are recorded and matched when you import your bank statement. The pay-online link on invoices takes cards through your own Stripe account. We don't integrate directly with PayNow or e-wallets.

Q.04

Where is our data, and what does it cost?

Data is hosted in India, encrypted in transit, and exportable any time. Basic is free with no card. Paid plans are priced per region; Singapore pricing: local, talk to us.

Close the quarter before it closes on you.

Start on Basic — free, no card. Bring your data; we'll set up your formats and sit through your first month-end.

> kydec init --country SG --gst 9% --ccy SGD